Mortgage Finance

In 2001, Commercialbank became the first bank in Qatar to offer retail mortgage loans to property buyers. At that time only Qatari nationals were entitled to buy property but Cabinet Resolutions issued in 2004 and 2006 now permit GCC nationals and other foreigners to buy real estate.  Resident Expatriates can also acquire and hold property and residential units but only within designated areas of the country.  In order to open up the country to foreign investment, Non-Residents are also now permitted to own residential units in Qatar. 

• Land, apartments and villas
• Instant approval in principle
• Unlimited loan amounts
• Long term repayments
• Attractive interest rates
• A number of ancillary services as life, property insurance, evaluation, special schemes etc
• Invitation to join Sadara Wealth Management
• We also offer loans against existing property owned in your name

There are three areas in Qatar where foreigners can hold property on a freehold basis. These are:

• West Bay Lagoon
• The Pearl-Qatar
• Urjuan       

There are currently an additional 18 areas in Qatar where foreigners can own property on a leasehold basis.

How to apply

You can apply for a Mortgage Loan online or in person where a Mortgage Finance Advisor will guide you through the application process and explain how our mortgage policy applies to you.  Your advisor will also help you with general information about the process of buying real estate.  If you would prefer to come in and see us for a more personal service, we are located in the following branches :

Alternatively, you may call us on +974 4449 0000 or mail us to